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Table 3 The capacity to pay across zones categorized in quintiles

From: Exploring the threshold premium for viable community based health insurance schemes in Nigeria

SES quintiles

Mean capacity to pay in Naira categorized in SES quintiles ± SD

1

2

3

4

5

North-central

 A

30,271 ± 15,577

41,039 ± 25,855

50,911 ± 32,154

70,288 ± 49,888

111,032 ± 101,971

 B

101,971 ± 12,683

24,123 ± 20,470

30,488 ± 26,157

45,772 ± 45,092

78,297 ± 91,154

 P

<0.001*

0.001*

0.001*

0.002*

0.010*

North-east

 A

42,757 ± 53,440

30,248 ± 19,899

54,103 ± 40,784

57,864 ± 49,689

122,532 ± 185,815

 B

13,786 ± 11,972

21,814 ± 20,334

37,577 ± 41,139

42,179 ± 41,609

74,570 ± 163,508

 P

<0.001*

0.070

0.03

0.11

0.16

North west

 A

22,940 ± 13,782

33,551 ± 17,621

44,386 ± 35,952

52,455 ± 39,918

106,459 ± 107,559

 B

11,368 ± 9244

17,844 ± 14,364

23,657 ± 20,842

33,355 ± 32,702

79,712 ± 144,794

 P

<0.001*

<0.001*

<0.001*

0.005*

0.200

South east

 A

18,857 ± 14,946

24,784 ± 19,492

42,265 ± 37,335

56,996 ± 38,748

124,453 ± 114,897

 B

16,106 ± 11,394

27,407 ± 18,227

32,613 ± 30,002

45,717 ± 38,821

68,182 ± 76,704

 P

0.640

0.560

0.190

0.070

<0.001*

South–south

 A

22,388 ± 14,326

37,875 ± 23,783

40,057 ± 29,574

57,697 ± 41,776

142,574 ± 175,612

 B

15,035 ± 11,826

29,522 ± 28,056

25,055 ± 21,448

37,964 ± 42,617

59,107 ± 130,511

 P

0.060

0.130

0.005*

0.003*

<0.001*

South west

 A

24,785 ± 13,106

27,670 ± 16,954

53,637 ± 34,087

82,176 ± 55,001

153,558 ± 141,306

 B

18,671 ± 12,859

26,345 ± 19,631

41,802 ± 27,930

55,811 ± 45,847

88,019 ± 101,698

 P

0.140

0.820

0.08

<0.001*

<0.001*

  1. A urban sector; B rural sector; P p value
  2. * P < 0.05 statistically significant