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Table 3 Maximum likely hood of Tobit econometric analysis of factors associated with WTP for CBHI in Bugna district, 2016

From: Willingness to pay for community-based health insurance and associated factors among rural households of Bugna District, Northeast Ethiopia

Parameter for MWTP

Category

Unadjusted coefficient

adjusted coefficients

Standard error

t-value

p value

95% Conf. interval

Age

N

1.02

0.03

0.026

1.39

0.166

− 0.015, 0.007

Households family size

N

12.69

0.40

0.160

2.54

0.011*

0.092, 0.724

Educational status (ref. informal)

D

      

 Formal education

 

36.66

3.20

0.676

4.74

0.000*

1.87, 4.53

Awareness about the CBHIS (ref. poor awareness)

D

      

 Good awareness

 

75.25

2.96

0.685

4.32

0.000*

1.61, 4.30

Social trust among them (ref. poor trust)

D

      

 Good trust

 

7.42

1.20

0.756

1.60

0.111

− 0.27, 2.69

Chronic illness in household member (ref. no)

D

      

 Have chronic illness

 

11.62

− 0.05

0.804

-0.07

0.942

− 1.63, 1.52

History of any Illness in household member (ref. no)

D

      

 Have illness

 

19.30

2.52

0.626

4.03

0.000*

1.29, 3.75

Home distance from health centre or hospital in time (ref < 30 min)

D

      

 30-min to 1 h

 

− 23.15

− 2.71

1.850

− 1.46

0.144

− 6.34, 0.92

 1 h ≤ 2 h

 

− 16.85

− 0.001

0.653

− 0.00

0.999

− 1.28, 1.28

 > 2 h

 

11.32

0.99

0.827

1.21

0.229

− 0.62, 2.62

Perceived health status (ref poor)

D

      

 Medium

 

7.26

− 0.54

0.829

− 0.65

0.514

− 2.17, 1.08

 Good

 

6.05

− 0.56

0.864

− 0.66

0.511

− 2.26, 1.13

Wealth quintile of the household (ref poor)

D

 

D

    

 Medium (2nd quintile)

 

27.22

2.10

0.668

3.14

0.002*

0.78, 3.41

Rich (3rd quintile)

 

85.00

5.55

0.691

8.03

0.000*

4.19, 6.90

 Constant

  

− 0.93

1.59

− 0.59

0.559

− 4.07, 2.20

 Sigma

  

5.90

0.21

  

5.48, 6.33

  1. D, dummy variable (0, 1); N, numeric value
  2. * Significant with p-value ≤ 0.05