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Table 3 Maximum likely hood of Tobit econometric analysis of factors associated with WTP for CBHI in Bugna district, 2016

From: Willingness to pay for community-based health insurance and associated factors among rural households of Bugna District, Northeast Ethiopia

Parameter for MWTP Category Unadjusted coefficient adjusted coefficients Standard error t-value p value 95% Conf. interval
Age N 1.02 0.03 0.026 1.39 0.166 − 0.015, 0.007
Households family size N 12.69 0.40 0.160 2.54 0.011* 0.092, 0.724
Educational status (ref. informal) D       
 Formal education   36.66 3.20 0.676 4.74 0.000* 1.87, 4.53
Awareness about the CBHIS (ref. poor awareness) D       
 Good awareness   75.25 2.96 0.685 4.32 0.000* 1.61, 4.30
Social trust among them (ref. poor trust) D       
 Good trust   7.42 1.20 0.756 1.60 0.111 − 0.27, 2.69
Chronic illness in household member (ref. no) D       
 Have chronic illness   11.62 − 0.05 0.804 -0.07 0.942 − 1.63, 1.52
History of any Illness in household member (ref. no) D       
 Have illness   19.30 2.52 0.626 4.03 0.000* 1.29, 3.75
Home distance from health centre or hospital in time (ref < 30 min) D       
 30-min to 1 h   − 23.15 − 2.71 1.850 − 1.46 0.144 − 6.34, 0.92
 1 h ≤ 2 h   − 16.85 − 0.001 0.653 − 0.00 0.999 − 1.28, 1.28
 > 2 h   11.32 0.99 0.827 1.21 0.229 − 0.62, 2.62
Perceived health status (ref poor) D       
 Medium   7.26 − 0.54 0.829 − 0.65 0.514 − 2.17, 1.08
 Good   6.05 − 0.56 0.864 − 0.66 0.511 − 2.26, 1.13
Wealth quintile of the household (ref poor) D   D     
 Medium (2nd quintile)   27.22 2.10 0.668 3.14 0.002* 0.78, 3.41
Rich (3rd quintile)   85.00 5.55 0.691 8.03 0.000* 4.19, 6.90
 Constant    − 0.93 1.59 − 0.59 0.559 − 4.07, 2.20
 Sigma    5.90 0.21    5.48, 6.33
  1. D, dummy variable (0, 1); N, numeric value
  2. * Significant with p-value ≤ 0.05